Many people are not sure what they need to do first when they are looking to buy or sell a property. Some of the things you need to address are as follows:
If you have a property to sell you will need to have it valued so that you know how much you have to spend on your next property. If you would like us to value your property please telephone 0191 565 9023 or out of hours LOG IN
If you have an existing mortgage you should find out from your mortgage lender how much you owe them and whether or not you will have any charges to pay if you redeem your mortgage now. To find out this information telephone your mortgage lender and ask for a redemption figure.
You should then consider whether or not you wish to change mortgage lender when you move home. If so you can ask to speak to one of our mortgage advisors without obligation. They will be able to compare your current deal with the most up to date competitive deals on the market. If you require an appointment telephone 0191 5659023. Or out of hours LOG IN.
If you have found a property to buy you will need a solicitor. If you are selling your property with Supurb HOMES then as part of our sales package your conveyancing will be undertaken free of charge by Jacqueline Emmerson solicitors. We are able to offer this as part of our service to you because the Partners of Jacqueline Emmerson solicitors are the owners of Supurb HOMES. You may appoint another solicitor to act for you however, you will have to pay them separately for any work that they do for you.
Your solicitor and estate agent will liaise with one another to establish how your sale or purchase is progressing and to agree exchange and completion dates.
If you are buying a property then your solicitor will need from you at an early stage in the conveyancing procedure monies for searches. You will be informed in good time how much this will cost.
Remember to add on the cost of stamp duty if you are purchasing a property worth more than £60,000. The cost of this is as follows: